PSFCA Health Care Plans & Resources
Your Complete Resource for Health Care Benefits
Everything Primrose Franchise Owners need to explore, enroll in, and manage the PSFCA Health Care Plan, all in one place. Review available plans and rates, request your school’s medical rate tier quote, join the PSFCA and Health Plan, and access essential resources for Open Enrollment, new hires, qualifying life events, and COBRA administration.
Your Contacts
Healthcare Plan & Renewals: Bryan Turner | Marsh McLennan Agency | bryan.turner@MarshMMA.com
Healthcare Plan Third Party Administrator: Mark Riley | American Benefit Services | mriley@ABSTPA.com
Explore Our Benefits & Resources
Join the PSFCA
Access the membership application and take the next step toward participation.
Open Enrollment
Find enrollment guides, rates, employee communications, and flyers.
New Hires
Access the tools for onboarding employees and managing benefit elections.
Life Events / COBRA
Find resources for benefit changes, terminations, and COBRA administration.
Joining the PSFCA Health Plan
Don’t miss your opportunity to join. Follow the steps required if you are interested in joining the PSFCA Health Plan.
- View the Benefits Guide to understand the comprehensive benefit offering
- Complete and submit a census of all full-time, benefits-eligible employees to receive a medical rate tier proposal
- Complete the Membership Application to join the PSFCA Health Plan
- Review the Benefit Connector training and training guide. Once you receive your admin user information, clean up any census data as needed (terminate or add new hires)
- Utilize all the tools on the Open Enrollment website to promote Open Enrollment
- For ongoing benefits administration, utilize the tools on the New Hire website
- For ongoing benefits administration, utilize the tools on the COBRA website
2027 Benefit Guides
Explore the full range of PSFCA benefit offerings, including medical, dental, vision, life, disability, hospital, accident, and critical illness insurance. The guide also includes important plan information and contact details for all insurance providers and benefit partners.
Healthcare Benefit Guide National
Review the National benefits guide and medical rate tiers.
Healthcare Benefit Guide Texas
Review the Texas benefits guide and medical rate tiers.
Request Your School’s Medical Rate Quote
Medical rates are determined by your school’s individual demographics and health risk, while benefiting from the purchasing power and pooled risk of the larger PSFCA Health Plan. Renewal rates reflect the overall performance of the association, with rate tiers that recognize favorable claims experience and help protect schools with higher claims.
To receive your school’s customized medical rate quote, complete the Medical Rate Quote Sheet and email it to Bryan Turner at Marsh McLennan Agency (MMA) at bryan.turner@MarshMMA.com.
Please allow 3–5 business days to receive your quote.
Received Your Medical Rates Proposal – What Next?
Membership in the Primrose Schools Franchisee Cooperative Alliance (PSFCA) is required to participate in the Association Health Plan and/or Retirement Plan.
A one-time membership fee of $750 per school is required to join PSFCA. Participating schools must also commit to an initial two-year membership period. Schools that withdraw during this initial commitment period will be subject to a two-year waiting period before becoming eligible to rejoin.
These participation requirements are established by Blue Cross Blue Shield of Texas (BCBSTX) as part of the Association Health Plan’s underwriting and eligibility guidelines.
Benefit Connector Training Tools and Website Access
Benefit Connector is a tool for Franchise Owners and a tool for employees.
For Franchise Owners, American Benefit Services—acting as the TPA—uses the Benefit Connector platform to (a) bill and collect premiums, (b) coordinate and streamline payments to all carriers, and (c) provide robust reporting tools to support plan management and oversight.
For employees, Benefit Connector serves as the online enrollment platform for the PSFHP, allowing them to review benefit options, compare plans, and make elections electronically. The system is designed to be user-friendly and efficient, eliminating paper forms and streamlining the enrollment process.
New User Training
Watch the Benefit Connector training recording. Passcode is R9RJV9&L
Administration & Access
Access Our Nationwide Network of Providers
Search the doctors, urgent care centers, hospitals, pharmacies and more covered by your plan. Get started as guest or log in to your member account to find in-network care specific to your plan.
Frequently Asked Questions
Open Enrollment Tools for Franchise Owners
Everything you need to prepare for and manage Open Enrollment at your school. Access your 2027 Benefits Guide, Rate Calculator, employee communications, enrollment flyers, and helpful instructional resources below. Select the National or Texas resources applicable to your school.
National Open Enrollment Resources
Employee Email Templates
Open Enrollment is Coming Soon!
Open Enrollment Countdown — 7 Days Left
Open Enrollment Flyers
Texas Open Enrollment Resources
Employee Email Templates
Open Enrollment is Coming Soon!
Open Enrollment Countdown — 7 Days Left
Open Enrollment Flyers
How to Use the Rate Tier Calculator
Watch this step-by-step video to learn how to use the Rate Tier Calculator to determine your school’s medical insurance rates.
Health Savings Account (HSA) Resources
A Health Savings Account (HSA) allows eligible employees to set aside pre-tax dollars for qualified medical expenses. HSAs are available only with the $7,000 Deductible Medical Plan.
PSFCA offers two HSA vendor options: HSA Bank and Bank of America. Details and enrollment resources for each provider are available below. Schools and employees may also continue using their existing HSA provider if preferred.
New Hire Tools for Franchise Owners
These tools designed to support you and your Leadership Team with ongoing health benefits communication and management. These resources are intended to streamline onboarding, ensure consistent messaging, and help employees clearly understand their benefits from day one.
Make sure to use the documents labeled National if you are outside of Texas. If you are in Texas, use the documents labeled TEXAS.
Tools available include:
National New Hire / Onboarding Tools
Benefit Guide National
Complete guide of all benefits available – a la carte – to your full-time, benefits-eligible employees for all employees across the nation except Texas.
Rate Sheet for Employee
Quick 1-sheet of your school’s medical, dental and vision rates which can be customized and distributed to your new hires.
New Hire Checklist
A step-by-step guide to ensure all benefit-related tasks and deadlines are completed during onboarding.
New Hire Email Template
A ready-to-use communication that clearly outlines benefit enrollment steps and key timelines for new employees.
New Hire Flyer
A concise, easy-to-read overview of available health benefits, ideal for onboarding packets or digital distribution.
Together, these tools help promote clarity, consistency, and confidence—making health benefits easier to manage for leadership and easier to understand for employees.
Texas New Hire / Onboarding Tools
Benefit Guide Texas
Complete guide of all benefits available – a la carte – to your full-time, benefits-eligible employees for all Texas employees.
Rate Sheet for Employee
Quick 1-sheet of your school’s medical, dental and vision rates which can be customized and distributed to your new hires.
New Hire Checklist
A step-by-step guide to ensure all benefit-related tasks and deadlines are completed during onboarding.
New Hire Email Template
A ready-to-use communication that clearly outlines benefit enrollment steps and key timelines for new employees.
New Hire Flyer
A concise, easy-to-read overview of available health benefits, ideal for onboarding packets or digital distribution.
Together, these tools help promote clarity, consistency, and confidence—making health benefits easier to manage for leadership and easier to understand for employees.
Termination/COBRA Checklists and Tools
We are pleased to introduce new tools designed to support you and your Leadership Team with health benefits termination communications and COBRA administration. These resources help ensure timely, compliant, and consistent communication when an employee experiences a qualifying event.
Termination Checklist
A step-by-step guide to ensure all benefit-related actions are completed accurately and on time when employment ends.
COBRA Email Template National
A ready-to-use communication that clearly explains COBRA eligibility, next steps, and important deadlines to former employees.
COBRA Email Template Texas
A ready-to-use communication that clearly explains COBRA eligibility, next steps, and important deadlines to former employees.
COBRA Flyer
A concise, easy-to-understand overview of COBRA continuation coverage, ideal for exit packets or digital distribution.
Together, these tools help reduce risk, promote compliance, and provide clarity during a sensitive transition—for both leadership teams and departing employee.
Questions?
Don’t hesitate to call if you have questions.
For COBRA enrollment, call American Benefit Services at 866.826.6554.
For benefit questions, contact the Primrose Healthcare Plan Benefits Call Center at 833.246.7611.
For school-specific questions, feel free to speak with a member of your leadership team.
We’re here to support you!